Every man should be able to identify and name any point or quarter-point on the compass card.
The bearish findings come despite the fact that the market is calling for just a quarter-point hike, and as consumers continue to reap the benefits of lower gas prices.
But one thing it can not do is lower the volume by quarter-point increments.
It penciled in three more quarter-point hikes in 2017.
Five quarter-point rate hikes later and just nine months after the first hike, the stock market bubble burst.
