0 used to describe a loan that is not being paid back in the way that was agreed: --
Banks do not have to declare loans as non-performing for a year after non-payment of interest.
1 used to describe a business activity, asset, etc. that is not making a profit: --
They are restructuring and selling off non-performing assets.
A bad quality loan has a higher probability of becoming a non-performing loan with no return.
Course offerings were revised with the closure of non-performing ones.
The bank failed due to non-performing loans that were related to political corruption, especially behind-the-scenes political dealings.
He developed a proprietary credit-scoring algorithm used to apply a credit ranking and collectibility index to non-performing debt.
Their present debt is not commercial: if they ever had commercial debt, it has been written off because banks do not want to carry non-performing debt for a long time.
Statements of longer-term trends or prospects are often brushed aside or ignored; non-performing companies or managements in these analytical terms based on short-term time scales are written down.
As it is, no one has significant frozen and non-performing assets in that country, and no one really cares.
It first becomes a non-performing loan and then is written off.