self-insure betydelse and definition

Exempel på self-insure

• Many of the uninsured are well-to-do young people who simply choose to self-insure, and many more are already eligible for public programs.

• Savings are the only way to self-insure against the risks associated with uncertain lifetime and the earning shocks.

• Decreasing risk aversion and greater ability to self-insure gives wealthy households less incentive to invest in a portfolio of crop varieties.

• Like his high-income counterpart he faces a trade-off between maximizing versus insuring his retirement income, but he may have greater capacity to self-insure.

• They also may reflect income smoothing and insurance through off-farm work activities, which decrease households' need to self-insure through crop diversification.

• The households thus save to self-insure against labor earnings shocks and life-span risk, for retirement, and possibly to leave bequests to their children.

• In the environment where future earnings are uncertain and insurance markets are incomplete, they accumulate wealth in order to self-insure against such uncertainty (the precautionary motive of savings).

• The magazine followed the revelations with advice to its readers on how to limit disclosure of health information by their doctors' offices, insurance companies, and employers who self-insure (22,628).