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The city is using a "net present value" figure, which compares the current value of money with the future value of money.
The price of your loan would be adjusted to reflect the current value of your property, or at the most probable estimate of its future value.
The future value of the carbon offsets is uncertain. If global emissions-cutting efforts fizzle, demand for carbon offsets will evaporate.
While the debate over the future value of the shares continues, there is no doubt that the company is becoming a serious player in its markets.
Though investment analysts believe they should discount future values, I believe that they should not.
I'm a businessman, so it's easy for me to think in terms of present values, future values, amortization, depreciation, assets, liability.
