0 done or calculated according to how much risk is involved:
Such costs could be quantitatively important in assessing the relative merits of any move to risk-based premiums with in-built subsidies.
It consists of risk-based premiums, complemented by a tax-financed transfer mechanism.
In addition, in the case of risk-based premiums, subsidies at least depend on market premiums rather than on political negotiations.
Therefore, they advocate risk-based premiums in public health insurance combined with means-tested premium-based subsidies.
This contribution argues for risk-based premiums also in public health insurance.
These efficiency losses can be avoided by letting insurers charge risk-based premiums, complemented by a tax-financed transfer mechanism.
It could be speculated that an additional factor has been the tendency of the insurance industry to pay lip-service to the principle of risk-based premiums.
This distinction also points to the definition of the term 'risk' when talking about risk-based premiums.
