They will pay through increases in retail prices and bank charges.
The banks have always been able to raise interest rates and bank charges overnight.
Nevertheless, the report discusses developments in bank charges and commissions in the euro zone.
Payments often attract extra bank charges, and the cross-border use of digital content is frequently blocked for licensing reasons.
This is because some banks make bank charges to transfer the money and some do not, so that the amounts will vary.
Secondly, a consensus has also been reached on the bank charges for conversion into euros.
This can be costly for the employee who will be charged for a returned cheque and consequently may incur additional bank charges.
In addition, pensioners should get preferential exchange rates and a reduction in bank charges.
