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To the housebuyer the banks can offer this because unlike societies they can offer bridging finance without constraint, estate agency and insurance broking services.
That means that housebuyers, the people who generally pay the charge, will be able to save up to £2,500 on the cost of a house.
Thirdly, if such a monopoly is created, will the housebuyer receive the services and protection he needs?
Millions of housebuyers, particularly young people struggling with their first mortgages, now face a sharp cut in their living standards and expectations.
