Eksempler på saver

• To compensate for this decrease the young savers will increase the amount they put aside for retirement.

• Furthermore, as noted above, the increase in bond holdings by the savers is exactly equal to the reduction in bond purchases by the pension authority.

• This implies lower costs for the pension savers compared with direct investments in mutual funds in the traditional market.

• In that situation, the savers can reshuffle their portfolios to keep their aggregate (private plus government held) holdings unchanged.

• When returns are high, pension contributions increase, rather than decrease, as we would expect from the behavior of target savers.

• They also facilitate the flow of resources from savers to investors in the presence of market imperfections.

• If all members of society were savers and g=1, such a change would have no macroeconomic repercussions.

• Such a strategy could address both the insecurity of potential savers and the insecurity of those unable to save.

• However, to achieve this goal, savers will reduce their holding of equity by more than their increase in bond purchases.

• Under such conditions, savers, banks and funds managers tend to adopt a ' credit rationing ' policy (either formally or informally).

• However, one should note that whereas savers face higher uncertainty (measured in terms of the coefficient of variation) the non-savers face less.

• We investigate whether this additional layer of management, where trustees pool contributions and then disperse them among selected investment managers, creates value for retirement savers.

• Such deposits were easily accepted by savers, because, in practice, they were very similar to demand deposits.

• Note that this expression may also be negative, in which case these agents are net savers.

• However, all savers are not necessarily a good fit for an organization.