The percentage of unbanked households is very high among recent immigrants.
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Who will meet the costs in relation to those people who are unbanked?
We know that there are some 2 million people who are "unbanked".
Studies show that the unbanked choose not to have an account for a variety of reasons.
That would be a real bonus to people on low incomes who, at the moment, are the unbanked.
For many, that decision has been made twice: first, probably because they are unbankable; and, secondly, because they choose to remain unbanked.
We discussed social banking provision for some of the 2 million "unbanked" people.
The greatest customer potential is probably among those who are at present unbanked.
Bringing those who are currently unbanked into the mainstream banking system will make a major contribution to reducing financial exclusion.
Managing Your Emotions
What makes me angry?
Mostly，l hate when someone tries to make someone else feel bad.
I have to admit that once, when l was actually called names.
l regretted doing this afterwards, but not full heartedly because l think l was provoked in that situation.
The most postive way of dealing with anger is talking about the problem.
l talk to someone who listens, or l'll write my thoughts down on paper.
Learning how to deal with anger as you're growing up is so important.
When you're younger, you might yell,or cry when you're angry, but as you get older, you're expected to handle your emotions much better.
Learning to control your emotion now will prevent you from doing something that you'll regret later on in life!
