High cost loans are considered to have excessive fees, risk-based sub-prime percentage rates, negative amortizing payment options, and other features which may or may not be considered predatory lending practices.
There are two principal types of term loans: an amortizing term loan and an institutional term loan.
The inheritance could now be settled by amortizing outstanding debts.
Floating rate securities may be backed by both amortizing and non-amortizing assets in the floating market.
Multitenancy reduces this overhead by amortizing it over many customers.
On a technical level, high tech organizations explore ways to re-purpose and repackage advanced technologies as a way of amortizing the high overhead.
During boom times, lenders often underwrite borrowers based on mortgage payments that are below the fully amortizing payment level.
To avoid these caveats of an amortizing mortgage loan many borrowers are choosing an interest-only loan to satisfy their mortgage financing needs.