We all recognise that there must be a potential clash between what an employer does for the leavers and for the stayers.
The reforms proposed in clause 3 and schedule 2 will benefit all scheme members — leavers and stayers.
They will need only to give the same treatment to leavers and stayers subject to a deduction for reasonable administration costs for leavers.
On this basis the total costs of holding illegal immigrants and over-stayers was about £1,084,000.
If they did not have indefinite leave to remain, they would be over-stayers, and their family-in-law could report them to the police.
At present our procedures do not differentiate between casual visitors and the potential long-term stayers.
Early leavers and personal pension scheme members get a still worse deal than those who belong to group schemes as long stayers.
My fellow countrymen may be slow starters, but they are good stayers.