0 short form of it would:
1 contraction of it would or it had:
It'd be impossible to capture her beauty in a painting.
At that rate, it'd be two years before he had enough money to buy a car.
"Where would you most like to be right now?" "Well, it'd be somewhere hot and sunny."
I think it'd be a good idea to wait and see how much money you've got left before you make any decisions.