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The survey asked these workers a broad assortment of questions to gauge their understanding and appreciation of their employer-sponsored retirement plans.
There are also public and private funds, single and multi-employer-sponsored funds, craft, union, and industrysponsored funds.
In addition, a number of factors unrelated to the design of employer-sponsored pension plans contribute to the reluctance of older adults to remain in the labor force.
An individual will be able to contribute, within existing limits, to both an employer-sponsored money purchase scheme and a stakeholder pension arrangement, if he or she so wishes.
The first employer-sponsored group disability policy was issued in 1911.
However, recent trends have shown an ongoing decline in employer-sponsored health insurance benefits.
Premiums in the individual market rose less rapidly over the period 2002 through 2005 than did out-of-pocket premiums in the employer-sponsored market (17.8% versus 34.4%).
The take-up rate, or percentage of eligible workers participating in employer-sponsored plans, has fallen somewhat, but not sharply.
S.1639 would eliminate the employer-sponsored component of the immigration system and replace it with a point-based merit system.
Defined contribution health plans are an alternative to traditional employer-sponsored group health insurance plans.
The limit does not apply to health savings accounts, health reimbursement arrangements, or the employee's share of the cost of employer-sponsored health insurance coverage.
It is by far the largest manager of employer-sponsored 403(b) tax-sheltered annuity plans, a defined contribution retirement plan for employees of 501(c) (3) educational, religious, and charitable organizations.
Workers with employer-sponsored insurance also contribute; in 2007, the average percentage of premium paid by covered workers is 16% for single coverage and 28% for family coverage.
Employer-sponsored education programs can play a major role in disseminating specific information in order to increase the knowledge related to retirement planning.
Employer-sponsored pensions are prominent in many other countries as well.